Sending money from UAE to India is always frustrating and expensive — with high transfer fees, poor exchange rates, and hidden charges making it even worse.
Enter Aspora — previously known as Vance — a remittance app that’s been gaining attention for offering zero transfer fees, Google exchange rates, and a generous referral program that benefits both new and existing users.
This blog post breaks down what Aspora offers, how the referral code system works, and why it’s becoming one of the top choices for Indian expats in the UAE in 2025.
What is Aspora? (Formerly Vance)
Aspora is a money transfer app made just for NRIs in the UAE. It lets you send money back home to India easily, securely, and instantly — with no hidden fees or hassles.
Key Features:
- ✅ Zero transfer fees
- ✅ Google exchange rates (no markup)
- ✅ Fast processing via Lulu Exchange
- ✅ Easy-to-use mobile app
- ✅ Secure and fully regulated
Aspora has positioned itself as a transparent and reliable alternative to traditional money transfer services.
What is the Aspora Referral Program?
Aspora has a “Refer & Earn” program where you can earn rewards for getting others to join. When someone signs up with your referral code or link, both of you get rewarded.
For every successful referral, you’ll get 50 AED — a nice bonus just for helping someone switch to a better way to send money!
Also, there’s a 5% cashback on your first transfer through the Aspora app. This offer is still live and you just need to send AED 5,000 or more to avail this special bonus from Aspora.
Aspora Promo Code to Receive 50 AED bonus:
Send money from UAE to India with ZERO fees using Aspora (formerly Vance) Use Aspora referral code: B3NZM0 to get 50 AED bonus on transfer. Get Google exchange rates & no hidden charges. Referral link- https://link.aspora.com/DYot/B3NZM0 ( Promo code Tested working in June 2025 in UAE)
B3NZM0
Aspora referral link to download App: https://link.aspora.com/DYot/B3NZM0
How the Aspora Referral Program Works
Here’s a step-by-step overview of how the referral program functions:
1. Open the Aspora app
2. Click “Share Invite” and Copy your unique Aspora referral code or invitation link
3. Share it with friends, family, or through online channels like WhatsApp or SMS
4. When someone signs up and completes a transfer, both parties receive 50 AED as a reward
It’s a simple and mutually beneficial system — the new user enjoys a bonus, and the person who referred them gets a reward for spreading the word.
Where to Find Your Aspora Promo Code
Finding the referral code is easy:
1. Open the Aspora mobile app
2. From the Homepage, tap on the “Invite and Earn” banner
3. Copy the referral link or invitation code
4. Share it via WhatsApp, Telegram, Facebook, or any social platform
Note: Your friend must send AED 5000 in total to receive referral bonus for both.
Aspora vs TapTap Send vs Careem Pay – Live Rate Comparison
I also did a quick test to compare live exchange rates across different apps like Careem pay and taptap send, and here’s what I found at the time of checking:
| Platform | Exchange Rate (AED to INR) |
| Google Rate | 23.19 |
| Aspora | 23.19 |
| TapTap Send | 23.10 |
| Careem Pay | 23.08 |
Aspora gave the exact Google rate — no markup at all. Compared to other popular options like TapTap Send and Careem Pay, it clearly offered the best value for the same amount sent.
Aspora Money Transfer Review (2025)
Here is my honest experience and review on Aspora money transfer (previously Vance) in 2025. I personally tried Aspora a number of times to send money to India and honestly i was pretty impressed with the experience. The app mentioned the transfer would be completed within 24 hours, but all the times the money got credited way faster.
When I sent money to my Axis Bank account, it arrived in just about an hour. For my SBI account, it took around 2 to 3 hours, which is still very reasonable. I also tested transfers to both NRI and non-NRI accounts, and both worked smoothly without any issues.
The best part is, Aspora gave me the maximum exchange rate, exactly what you see on Google, and charged no extra fees. Everything felt transparent and efficient. I found this remittance app to be fast, reliable and with no hidden costs.
One Small Limitation: No Direct Receipt from App
Aspora doesn’t give you a transfer receipt directly inside the app. Yeah, it surprised me too.
If you ever need a receipt (like for your own records or to show the bank), you’ll have to email their customer support ([email protected]) and ask for it. Their team is available 24/7, and they’ll send you a proper PDF receipt — but you have to request it manually.
Unlike other remittance apps like Careem Pay, TapTap Send, or Botim, which automatically generate electronic tax invoices right inside the app — complete with all the important transaction details like:
- >>Sender and receiver name
- >>Amount transferred and date
- >>Transaction reference number
- >>Applied exchange rate
- >>Partner bank or exchange service used
Minor Bug – Status Doesn’t Update Immediately ( I experienced)
Aspora currently doesn’t offer that as an in-app feature. It’s a small drawback if you need official receipts regularly for documentation or tax purposes.
So here’s another small thing I noticed — even after the money actually lands in the bank, the app might still show “Transfer Initiated.”
Yeah, kinda weird. The transfer goes through fine, but the status just doesn’t update right away. Can be a little confusing if you’re waiting for that final “done” message.
Tips for Sharing the Aspora Referral Code
To help others discover Aspora and benefit from the referral program, here are a few smart strategies:
1. Share in NRI WhatsApp and Facebook Groups
These communities are always looking for ways to save money. A short, honest message with your referral link can go a long way.
2. Use Screenshots or Visual Proof
Sharing a screenshot of a successful transaction or the Google exchange rate comparison can add credibility.
3. Post on Blogs or Forums
If you manage a blog, create a post with a detailed review of the app. Forums like Reddit or India-focused expat groups are also great places to share.
How Aspora Compares to Other Remittance Apps
Here’s a quick look at how Aspora stacks up against popular competitors:
| Feature | Aspora | Wise | Remitly |
| Exchange Rate | Google Rate | Mid-market | Lower |
| Transfer Fee | AED 0 | AED 15+ | AED 10+ |
| Referral Program | ✔️ Yes | ❌ No | ✔️ Yes |
| App Experience | Smooth | Good | Moderate |
| UAE Integration | Lulu-backed | Not local | Limited |
Aspora clearly stands out for NRIs in the UAE, especially those who transfer money regularly and want to avoid paying for what should be a basic service.
Frequently Asked Questions About Aspora’s Referral Program
Is there a limit to how many people can be referred?
As of now, there’s no publicly listed limit. Users can refer as many friends as they like and receive rewards for each eligible referral.
What rewards do I earn from successful referrals?
You and your friend will receive AED 50 when your friend completes a transfer of 5000 AED in total.
How long does it take to get the referral reward?
Typically, the reward is issued once the referred person completes their first successful transfer. Timelines may vary slightly depending on the ongoing promotion.
When is an Invite considered successful?
A successful referral is when your friend joins using your invite link, completes identity verification, and completes AED 5000 or more in transfer.
Can I download a receipt for my Aspora money transfer directly from the app?
No, Aspora currently does not offer in-app download of the transfer receipt. If you need a copy of your transaction receipt, you’ll need to email their customer support team, which is available 24/7. They’ll send you a PDF version of your receipt shortly after your request.
How to Sign Up and Start Referring
Getting started with Aspora is quick and easy:
1. Download the Aspora app from the Play Store or App Store
2. Complete a short verification process with a valid Emirates ID
3. Make your first transfer (with no fees)
4. Access your referral link (promo code) and start sharing
Aspora Referral Code: B3NZM0
Aspora Invite Link: https://bit.ly/AsporaUAE
Final Thoughts
Aspora has simplified the process of sending money from the UAE to India — no hidden fees, no poor exchange rates, and no complicated steps.
I’ve personally tried it, and my money was credited in just an hour in my State Bank of India account! I honestly loved the service, and I’d recommend it to anyone.
Plus, the referral program makes it easy to share the benefits with others while earning rewards. For Indian expats who transfer money frequently, Aspora isn’t just another app — it’s a smart financial choice.
